Ladki Bahin Yojana e-KYC 2025: Maharashtra’s flagship welfare programme, the Mukhyamantri Majhi Ladki Bahin Yojana, has entered a crucial phase with the introduction of strict e-KYC requirements and updated eligibility rules for 2025. Launched to provide ₹1,500 monthly financial support to women aged 21–65 from economically weaker families, the scheme is now undergoing a major overhaul to ensure that only genuine beneficiaries continue to receive benefits. The state government has made Aadhaar-based e-KYC compulsory within two months, following the discovery of more than 26 lakh ineligible entries. The new rules also redefine income checks for married and unmarried women to strengthen transparency.
Key Takeaways on Ladki Bahin Yojana e-KYC and New Rules 2025
- Maharashtra mandates Aadhaar-based e-KYC for all existing and new beneficiaries to continue receiving the ₹1,500 monthly assistance.
- New rules for 2025 require married women to complete their husband’s e-KYC and unmarried women to complete their father’s income verification.
- Family income must not exceed ₹2.5 lakh per year; anyone exceeding this limit becomes ineligible.
- Government introduced mandatory annual e-KYC to prevent misuse after identifying 26 lakh ineligible beneficiaries.
- Online KYC must be completed within two months, and Aadhaar-linked bank account details must match.
Understanding the Ladki Bahin Yojana
The Mukhyamantri Majhi Ladki Bahin Yojana was launched by the Women and Child Development Department on 28 June 2024 to empower women financially and socially. The scheme provides ₹1,500 per month through Direct Benefit Transfer (DBT) to women aged 21 to 65 whose annual family income does not exceed ₹2.5 lakh. The initiative aims to strengthen financial stability, improve nutrition and health outcomes, and enhance women’s participation in household decision-making. With millions of applications already approved, the government is working to ensure benefits reach only the eligible population.
Why the Government Introduced Mandatory e-KYC
The decision to enforce e-KYC comes after the state government found over 26 lakh ineligible individuals—including men—registered and receiving payments. To eliminate fraudulent entries and ensure transparency, the government has made Aadhaar authentication compulsory. Every beneficiary must complete e-KYC within two months and repeat the process annually. Those who fail to verify their identity and income details will no longer receive payments under the scheme.
Updated Rules for Ladki Bahin Yojana 2025
The 2025 guidelines include important changes that directly affect eligibility.
1. Married Women:
They must submit e-KYC for their husbands. Their husband’s annual income will determine eligibility.
2. Unmarried Women:
Their father’s annual income must be verified through e-KYC.
If the husband’s or father’s annual income exceeds ₹2.5 lakh, the applicant becomes ineligible. The government aims to ensure that assistance reaches only those genuinely in need and not families with higher income levels.
Who Qualifies for the Scheme?
To apply for the Ladki Bahin Yojana, the applicant must:
- Be a female resident of Maharashtra
- Be aged between 21 and 65 years
- Have an Aadhaar-linked bank account
- Have a family income below ₹2.5 lakh
- Belong to one of the following categories: married, widowed, divorced, abandoned/destitute, or one unmarried woman per family
Even outsourced, voluntary, and contract workers are eligible if their income falls within the limit.
Who Is Not Eligible?
Applicants will be excluded if:
- Their family income exceeds ₹2.5 lakh
- Any family member pays income tax
- Any family member is a permanent government employee, PSU worker, or pensioner
- The applicant receives ₹1,500 from another government scheme
- Any family member is a current or former MP/MLA
- The family owns a four-wheeler (excluding tractors)
Step-by-Step Guide to Completing e-KYC Online
Women can complete the e-KYC process through the official portal: ladakibahin.maharashtra.gov.in
Step 1: Visit the website and click on the e-KYC banner.
Step 2: Enter Aadhaar number and captcha, give consent for authentication, and request OTP.
Step 3: Enter the Aadhaar-linked OTP to complete initial verification.
Step 4: Submit the form and wait for confirmation.
The government also provides offline assistance through Anganwadi workers, Asha workers, supervisors, Gram Sevaks, Setu Suvidha Kendras, Aaple Sarkar Seva Kendras, municipal workers, and other designated help centres. No fees are charged for assistance.
Documents Required for e-KYC and Application
Applicants must ensure that their Aadhaar details match their submitted documents. Required documents include:
- Photograph of the applicant
- Aadhaar card
- Domicile proof (or ration card/voter ID issued at least 15 years ago)
- For women born outside Maharashtra: husband’s documents
- Income certificate (not needed for Yellow/Orange ration card holders)
- Marriage certificate
- Aadhaar-linked bank account details
- Self-declaration or affirmation letter
How the Scheme Is Progressing Across the State
According to recent data, more than 1.12 crore women have applied for the scheme, and over 1.06 crore applications have already been approved. With the implementation of mandatory e-KYC, the government aims to further streamline verification and ensure accurate beneficiary identification.
Strengthening Women’s Financial Security Through Accurate Verification
The Ladki Bahin Yojana remains a significant step towards empowering women across Maharashtra, offering stable financial support and improving their role in household decisions. With the introduction of mandatory e-KYC and updated 2025 rules, the government is reinforcing transparency and ensuring that only eligible women benefit from the scheme.
By tightening income verification for married and unmarried applicants and making Aadhaar-based authentication compulsory, the state aims to deliver assistance more effectively and protect the integrity of the programme.
FAQs on Ladki Bahin Yojana e-KYC and New Rules 2025
1. What is the Ladki Bahin Yojana e-KYC 2025 rule?
Maharashtra has made Aadhaar-based e-KYC mandatory for all beneficiaries. Women must complete verification within two months to continue receiving the monthly ₹1,500 assistance.
2. What new eligibility changes were introduced in 2025?
Married women must verify their husband’s income, and unmarried women must verify their father’s income. If it exceeds ₹2.5 lakh yearly, the applicant becomes ineligible.
3. How can beneficiaries complete the Ladki Bahin Yojana e-KYC online?
Visit ladakibahin.maharashtra.gov.in, enter Aadhaar details, submit OTP authentication, and complete the online verification form as instructed on the portal.
4. Which documents are required for Ladki Bahin Yojana e-KYC?
Aadhaar card, domicile proof, income certificate, photograph, Aadhaar-linked bank details, marriage certificate, and relevant ration card documents depending on eligibility category.
5. Who is eligible for the monthly ₹1,500 benefit?
Women aged 21–65, Maharashtra residents, with family income below ₹2.5 lakh, having Aadhaar-linked bank accounts, and fitting categories like married, widowed, divorced, destitute, or one unmarried woman per family.
