Bank Holidays December 2025: RBI Issues Full List of 18 Regional and Weekend Closures Across India

Bank Holidays in December 2025: As December approaches and the year draws to an end, the Reserve Bank of India (RBI) has released its detailed state-wise holiday calendar outlining all bank closures for December 2025. According to the official schedule, banks across India will remain closed for a combination of regional public holidays, national observances and routine weekend shutdowns, adding up to a total of 18 non-working days. 

While many holidays apply only to specific states or cities, Christmas on December 25 will be observed as a nationwide bank holiday. Customers relying on branch services are advised to review the complete list to plan financial activities in advance.

Key Takeaways: December 2025 Bank Holidays (RBI State-Wise & Regional Closures)

• December will see 18 bank closure days, including regional holidays, Sundays and second and fourth Saturdays.
  
• Christmas (December 25) is the only holiday observed across all states and Union Territories.
  
• RBI’s holiday list is governed under the Negotiable Instruments Act, RTGS Holidays and Banks’ Closing of Accounts.
  
• Several holidays in December apply only to specific regions, such as Shillong, Aizawl, Kohima, Panaji, Gangtok and others.
  
• Digital banking services like UPI, net banking and ATMs will remain operational despite physical branch closures.
  

Complete State-Wise and Date-Wise Bank Holiday List for December 2025

The following holidays are derived strictly from the RBI calendar and regional notifications referenced in the provided data:

December 1: Indigenous Faith Day / State Inauguration Day

• Banks closed in Itanagar (Arunachal Pradesh) and Kohima (Nagaland)
  
• Marks statehood observances and cultural traditions of indigenous communities.
  

December 3: Feast of St. Francis Xavier

• Banks closed in Panaji (Goa)
  
• Observed annually to commemorate the death anniversary of the revered 16th-century missionary.
  

December 12: Pa Togan Nengminja Sangma Day

• Banks closed in Shillong (Meghalaya)
  
• Honours the Garo freedom fighter known for his resistance against British rule.
  

December 18: Dual Observances Across States

• Meghalaya: U SoSo Tham Death Anniversary
  
• Chhattisgarh: Guru Ghasidas Jayanti
  Banks in respective regions will remain closed accordingly.

December 19: Goa Liberation Day

• Banks closed in Panaji (Goa)
  
• Marks the 1961 liberation of Goa from Portuguese rule.
  

December 20 & December 22: Losoong / Namsoong (Sikkim)

• Banks closed in Gangtok
  
• Celebrates the end of the harvest season and the traditional Sikkimese New Year.
  
• December 21 (Sunday) adds to a three-day continuous closure in Sikkim.
  

December 24: Christmas Eve

• Banks closed in Aizawl (Mizoram), Kohima (Nagaland) and Shillong (Meghalaya)
  
• A regional pre-festival holiday marked by local Christian communities.
  

December 25: Christmas (Nationwide Holiday)

• All scheduled commercial banks, RRBs and many cooperative banks across India remain closed.
  

December 26: Post-Christmas Regional Closures

• Banks closed in:
  
  • Meghalaya, Mizoram, Nagaland – ongoing Christmas celebrations
    
  • Telangana – regional observance
    
  • Haryana – Martyr Udham Singh Jayanti
    

December 27: Regional Holiday + Fourth Saturday

• Fourth Saturday closure applies nationwide.
  
• Banks additionally closed in Haryana, Punjab and Himachal Pradesh for Guru Gobind Singh Jayanti.
  
• Kohima also observes Christmas on this day per regional listings.
  

December 30: Year-End Regional Holidays

• Banks closed in:
  
  • Shillong (Meghalaya) – U Kiang Nangbah Day
    
  • Sikkim – Tamu Losar
    

December 31: New Year’s Eve Observance

• Banks closed in Aizawl (Mizoram) and Imphal (Manipur)
  
• Marked by New Year’s Eve traditions and the festival Imoinu Iratpa, dedicated to the goddess of wealth.
  

Also Read: Bank Holidays in November 2025: RBI Confirms 11-Day Closures Across India | Full State-Wise List Inside

Weekend Bank Closures in December 2025

These weekly closures significantly add to the total non-working days for the month.

Understanding How RBI Classifies Bank Holidays

RBI categorizes bank holidays into three official groups:

1. Holidays under the Negotiable Instruments Act, 1881
   
2. RTGS Holidays
   
3. Banks’ Closing of Accounts
   

The number of holidays varies across states due to cultural diversity and local administrative notifications. While statewide holidays differ, digital banking platforms remain uninterrupted.

Why December 2025 Requires Advance Banking Planning

With the combination of national holidays, regional events and weekend closures, December becomes one of the most critical months for customers and businesses relying on branch services. Account opening, cheque clearance, loan formalities and documentation-based tasks may face delays if not planned ahead. Reviewing the RBI holiday schedule enables smooth financial operations and avoids last-minute inconvenience.

Final Overview: Preparing for a Month of Closures

December 2025 brings a complex mix of cultural, regional and national observances that impact physical banking services across India. With 18 total closure days, including essential regional festivals like Losoong, Christmas Eve, Guru Gobind Singh Jayanti, Tamu Losar and New Year’s Eve traditions in the Northeast, customers must plan their transactions in advance. 

While ATMs, UPI and online banking remain functional 24/7, branch-dependent tasks require careful scheduling to avoid disruptions during this month of widespread holidays.

FAQs on Bank Holidays in December 2025